Loans in Switzerland – with Credaris to the right solution
Apply for your loan with Credaris or learn more about the requirements for taking out a loan in Switzerland.
Access to the widest loan offer in Switzerland.
Since 2014: non-binding, free, professional
Our loan offers
Credaris collaborates with all relevant Swiss loan banks and loan institutes. This means, we can offer our clients access to the largest portfolio of loans in Switzerland.
About Credaris
Active as a loan broker since 2014, Credaris is now by far the largest independent broker in Switzerland. Starting with four employees in 2014, today we employ around 70 people at our Zurich office. Our specialised teams focus on quality, professionalism and communication at eye level. With our clients – with our partners.
What we stand for
We are convinced that no one goes into debt lightly. In our view, borrowers generally make a considered decision. We want to counter the public image of irresponsible consumer finance by treating the subject of loans with the seriousness and objectivity it deserves. Above all, we advise our clients transparently and respect their decisions.
Our group: strong together in the market
The Credaris group includes three other well-established Swiss loan brokers.
In the year of our new independence, two companies joined the group: Milenia SA, led by founder and CEO Jérémie Monney, and Akman-Finance (Cashmoney Swiss AG), founded in 1998 and managed since 2006 by Ilhan Akman.
Around a year later, our presence in Romandie was strengthened: since May 2023, CC Crédits Conseils SA has been part of the group, including a service branch in Tunisia established by Iohan Colarusso.
Since its acquisition, IODA Communications in Tunis has been expanded, further developed and integrated into the process, IT and security infrastructure of Credaris AG to meet the highest Swiss quality standards.
As a group, we now operate from six locations in total, covering the entire Swiss market.
2.8 bln. loan volume brokered
>80% approval rate
120 employees at 5 locations
Our service
We put this expertise to work by handling the entire process: reviewing your enquiry, checking the application and managing the administration with the bank.
An application is only submitted after a detailed review of your personal situation and needs. This way we avoid unnecessary ZEK entries and achieve high approval rates for our clients.
This results in an approval rate of over 80%. Direct applications, by contrast, are approved only about 50% of the time.
Our long-standing specialists apply their expertise and high standards to help you find the loan that fits.
Your loan with Credaris
- Credaris has been specializing in the Swiss private loan market since 2014. Benefit from our experience: we check your starting position individually and personally in order to find the right solution for you.
- We speak to you honestly and on an equal footing.
- We do everything we can to make the process as easy and smooth as possible for you.
- Non-binding and free of charge: loan brokering services must be free of charge for the borrower in Switzerland by law. Whether you lead the process up to the contract and disbursement is up to you at every step.
- We favour quality. In this way, we achieve high approval rates and avoid unnecessary rejections.
- Due to this excellent quality and large volumes, your loan through Credaris will generally not be more expensive than with a direct application.
Your loan in three steps
Free of charge and without obligation
1. Non-Binding Request
Complete our form, and our loan specialists will review your circumstances free of charge and without obligation.
2. Receive and review loan offer
We submit your loan request to a Swiss lender only with your consent. We’ll discuss the offer with you – the decision remains entirely yours.
3. Sign the contract and receive your loan
Upon signing, the 14-day cooling-off period commences. Once it has elapsed, your loan will be transferred to your bank account.Everything you need to know about loans in Switzerland
Explore the key topics around loans: from personal and consumer loans to car finance, refinancing or loan insurance. Find out how loan checks work, which requirements apply in Switzerland and how to apply for a loan. Our content helps you understand the essentials and choose the solution that fits your situation.
- Most loans granted to private individuals in Switzerland fall under the Consumer Credit Act.
Consumer loan
- Definition, lenders and costs of a personal loan.
Personal loan: an overview
- Key insights on loans, requirements, advantages and disadvantages.
Loans in Switzerland
- Loan approval follows complex criteria. Learn about the main requirements and reasons for refusals.
Taking out a loan: the requirements
- The key steps on the way to a loan – application, approval and contract.
Applying for a loan: process
- Increase, adjust or repay loans, leasing or credit cards.
Refinancing a loan
- No other reason is cited as often as buying a car still in 2025.
Car loan: still the most common loan reason
- Key information to help you decide if loan insurance makes sense in your case.
Loan insurance: pros and cons
Get in touch
Do you have a question? Get in touch, we're happy to assist.
Credaris Ltd.
Stauffacherstrasse 16
CH – 8004 Zurich
info@credaris.ch
+41 44 556 60 00
Mon – Fri from 9 a.m. to 6 p.m.